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From the category archives: Clearpay Wisconsin Blog

Payment Solutions

Why Real-Time Processing and Hospitality Go Hand in Hand

The world of hospitality is a big one, but real-time processing has made it more tight-knit. Here at ClearPay, we believe flexible, customized payment solutions make the world go around. When it comes to reservations, check-outs, and comfortable experiences, in-depth payment solutions are king.

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ClearPay e-Commerce Payment Processing

E-Commerce has always been impacted by payment options. ClearPay offers today’s latest, greatest online billing tools, and we’re ready to outfit your digital selling experience. Every merchant account is different, and every business deserves customizable solutions. Whether you’re outfitting a current e-Commerce buying experience or creating a new one, you should know about today’s best options.

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What are High Risk Credit Card Transactions?

Credit card processing costs differ depending on the risks associated with the different kinds of credit card transactions, such as "card present" transactions versus "card not present" transactions. Online sales can also be problematic depending on the category of products or services offered. Each credit card processor has risk analysis protocols that they follow according to their underwriting guidelines for high-risk transactions. These guidelines are developed from years of experience and from analyzing the data from many thousands (perhaps millions) of transactions. Below

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How to Choose an Electronic Payment Gateway and Credit Card Processing Solution

You may be thinking about starting a new company or be hired to oversee the startup of a new division. Perhaps you are tasked to upgrade your credit card processing system. You go online to learn more about the state-of-the-art solutions and immediately get overwhelmed. Your success in business and/or your job depends on understanding enough information in order to feel confident that you are able to make a competent decision about the credit card processing technology.

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Virtual Terminals Solutions for Every Business

The term “virtual terminal” is a catch-all phrase that describes the many ways to process an online or mobile transaction. The term comes from the analogy to the physical retail space. When using a physical credit or debit card for a transaction, the store clerk swipes it through a device called a terminal in order to process the transaction.

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Improvements in Customer Identification Through the Use of Biometrics

Fraud statistics are shocking. In the United States, 46% of credit card holders have been a victim of fraud within the past five years. The Nilson Report estimates that worldwide losses were more than the equivalent of US$24 billion during 2016. This figure was an increase of 12% from the previous year.

Card-not-present transactions are still very vulnerable to fraud; however, transactions, where the customer presents the physical card in order to make a purchase, are getting a new boost in security through biometrics.

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Payments on the Go! - Grab Your Share of the Expanding Market for Mobile Payments

Mobile payments are quickly becoming the more important segment of the payment processing universe. The deployment of smartphones has been astounding, especially in countries that do not have advanced technology or the economic resources to support a personal computer in every home.

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Using EMV Compliant Terminals for Fraud Reduction

If you are a retailer you are already in the process of converting all your card processing terminals to become EMV compliant. If not, you should be. The use of EMV compliant technology is now mandatory for any retailer because any false or fraudulent charges are now going to be charge-backs to the retailers if they are not EMV compliant.

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    ClearPay merchants enjoy these benefits:

  • Processing for all major payment processing brands
  • Real-time processing and fast authorizations
  • 24/7 customer support from a highly experienced team
  • Next day access to funds
  • Customized industry-specific solutions
  • PCI compliant equipment for the most secure transactions