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From the category archives: Clearpay Wisconsin Blog

Credit Card Processing

PCI Compliance and How It Benefits You

If you own a business in Wisconsin, then you are one of thousands of business owners across the state who utilize our ClearPay payment processing system. To ensure that your account and all of your clients’ personal information is secure, we have exceeded the standards set by PCI. What is PCI and how does it benefit your business? Let’s take a closer look.

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How You Can Customize Your Payment Processing with ClearPay

No two businesses are alike. This is why ClearPay offers a wide array of options for business owners in Wisconsin. Our system can be tailored to meet all of your needs in a simple, user-friendly format. Below are some of the highlights of all the options that allow you to customize your payment processing system.

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What is a Virtual Terminal and How Does it Benefit Your Business

Every day, dozens of companies enter the online market place and set up merchant accounts. This method of sending or receiving funds allows them to promote and sell their products or services to a wider audience around the country or around the globe. The tool they use to conduct financial transactions is known as a virtual terminal. Let’s take a closer look at what virtual terminals are and how they operate.

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How Your Company Can Save Time Using ClearPayWI

Every day more and more companies across Wisconsin are discovering the benefits of using ClearPay for processing their financial transactions. One of the greatest advantages to utilizing our technology is that you’ll save time. Here’s how:

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What are High Risk Credit Card Transactions?

Credit card processing costs differ depending on the risks associated with the different kinds of credit card transactions, such as "card present" transactions versus "card not present" transactions. Online sales can also be problematic depending on the category of products or services offered. Each credit card processor has risk analysis protocols that they follow according to their underwriting guidelines for high-risk transactions. These guidelines are developed from years of experience and from analyzing the data from many thousands (perhaps millions) of transactions. Below

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How to Choose an Electronic Payment Gateway and Credit Card Processing Solution

You may be thinking about starting a new company or be hired to oversee the startup of a new division. Perhaps you are tasked to upgrade your credit card processing system. You go online to learn more about the state-of-the-art solutions and immediately get overwhelmed. Your success in business and/or your job depends on understanding enough information in order to feel confident that you are able to make a competent decision about the credit card processing technology.

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Virtual Terminals Solutions for Every Business

The term “virtual terminal” is a catch-all phrase that describes the many ways to process an online or mobile transaction. The term comes from the analogy to the physical retail space. When using a physical credit or debit card for a transaction, the store clerk swipes it through a device called a terminal in order to process the transaction.

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Improvements in Customer Identification Through the Use of Biometrics

Fraud statistics are shocking. In the United States, 46% of credit card holders have been a victim of fraud within the past five years. The Nilson Report estimates that worldwide losses were more than the equivalent of US$24 billion during 2016. This figure was an increase of 12% from the previous year.

Card-not-present transactions are still very vulnerable to fraud; however, transactions, where the customer presents the physical card in order to make a purchase, are getting a new boost in security through biometrics.

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Payments on the Go! - Grab Your Share of the Expanding Market for Mobile Payments

Mobile payments are quickly becoming the more important segment of the payment processing universe. The deployment of smartphones has been astounding, especially in countries that do not have advanced technology or the economic resources to support a personal computer in every home.

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Using EMV Compliant Terminals for Fraud Reduction

If you are a retailer you are already in the process of converting all your card processing terminals to become EMV compliant. If not, you should be. The use of EMV compliant technology is now mandatory for any retailer because any false or fraudulent charges are now going to be charge-backs to the retailers if they are not EMV compliant.

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    ClearPay merchants enjoy these benefits:

  • Processing for all major payment processing brands
  • Real-time processing and fast authorizations
  • 24/7 customer support from a highly experienced team
  • Next day access to funds
  • Customized industry-specific solutions
  • PCI compliant equipment for the most secure transactions